Upstart (UPST) free cash flow was -$166M in FY2025 (-194% YoY). The tables below show the complete quarterly and annual free cash flow history, sourced from SEC EDGAR 10-K and 10-Q filings.
Annual Free Cash Flow
Fiscal Year
Free Cash Flow
YoY
2025
-$166M
-194%
2024
$176M
+242%
2023
-$124M
+82%
2022
-$681M
-544%
2021
$153M
+1418%
2020
$10M
-62%
2019
$26M
Recent Quarterly Free Cash Flow
Quarter
Free Cash Flow
Q1 2026
-$140M
Q4 2025
$105M
Q3 2025
-$127M
Q2 2025
-$125M
Q1 2025
-$20M
Q4 2024
-$114M
Q3 2024
$177M
Q2 2024
$71M
Q1 2024
$43M
Q4 2023
-$147M
Q3 2023
-$111M
Q2 2023
$215M
Source: UPST on EDGAR. Data from SEC EDGAR 10-K and 10-Q filings. Updated quarterly.